Hi, Maya
Today
MC
32%
Paid
Total debt
$47,832
↓ $2,168 this month
Debt-free Sep 2027
High-impact move
Redirect $340/mo surplus to Credit Card
Apply $340 of your detected surplus to your Chase Visa. Save $4,200 · 18mo sooner.
Health
74
/ 100
Saved YTD
$1,847
↑ with AI plan
Your debts
Credit Card
$12,400
22.9% APR · 25% paid
Student Loan
$28,932
6.8% APR · 31% paid
Auto Loan
$6,500
4.2% APR · 65% paid
Next payday
4 days
· Friday, Apr 30
Expected deposit $3,120. Buffer: $50.
Apr 26, 2026 · Sunday
Welcome back, Maya
You're on track. Next payday is Friday, Apr 30, 4 days out.
Search debts, payments…
32%
Paid off
Total balance
$47,832
↓ $2,168 this monthAvg. APR weighted · 9.4% · $1248/mo min
Health Score
74
/ 100
↑ +8 pts this month
Debt-free by
Sep 2027
4 mo earlier with AI
High-impact move
Redirect $340/mo surplus to Credit Card
Apply $340 of your detected surplus to your Chase Visa. You'd save $4,200 in interest and finish 18 months sooner.
Confidence 92%
Total debt trend
Down $6,268 since Oct
OctNovDecJanFebMarApr
Upcoming payments
Next 14 days
Apr
24
Credit CardAI
Min + AI suggestion
$680
Apr
28
Student Loan
Nelnet · autopay
$412
May
02
Auto Loan
Ally · autopay
$268
May
08
Rent
Manual
$1,850
Your debts
3 active accounts · attacking highest APR first
Credit Card
Chase Visa · ****4521
22.9% APR
25% paid · $4,100 of $16,500
$12,400
Student Loan
Nelnet · ****8834
6.8% APR
31% paid · $13,068 of $42,000
$28,932
Auto Loan
Ally · ****2109
4.2% APR
65% paid · $12,000 of $18,500
$6,500
This week's insights
Income
Paycheck of $3,120 lands Friday. Pre-allocate before discretionary spend.
Spending
Dining is 38% above your usual. Cap at $250 to stay on plan.
Goal
You’ve cut total debt 17% since October. Keep momentum.